Coverages
• Aircraft Hull & Liability
• Spares All Risks
• Third Party Liability
• Products Liability
• Hangarkeepers Liability
• Premises Liability
• Hull War
• Liability War

Target Appetite
• Operators of HAPS
• Manufacturers of HAPS and major components
• Suppliers and distributors of component parts
• Service, maintenance, and repair operations of HAPS
• HAPS flight testing
• High altitude airspace management infrastructure and services

In an era of rapidly evolving technology, High-Altitude Platform Systems (HAPS) are emerging as a transformative solution for global connectivity and surveillance. These advanced platforms offer unique benefits across various sectors, from communications to environmental monitoring, but they also present significant challenges. At ATA, we provide comprehensive insurance tailored to the needs of the HAPS sector, minimizing risks and ensuring business continuity.

High-Altitude Platform Systems (HAPS)
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High-Altitude Platform Systems (HAPS) are unmanned aerial vehicles or airships that operate in the stratosphere, typically at altitudes of 18 to 25 kilometers (60,000 to 80,000 feet).
These platforms often use solar-powered technologies, allowing them to stay aloft for months at a time without the need for refuelling. HAPS can perform a variety of functions, including telecommunication services, environmental monitoring and surveillance.

Technologies Powering HAPS
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The technology behind High-Altitude Platform Systems is cutting-edge and still developing rapidly. These platforms rely on a combination of innovations to achieve their goals, including:

Lightweight Materials: To operate at high altitudes, HAPS need to be as light as possible while maintaining structural integrity. Advanced materials like carbon fiber and specialized composites are crucial for their construction.

Solar Power and Energy Storage: HAPS are often powered by solar panels, taking advantage of their position above the clouds for continuous solar energy. Energy storage systems, like high-capacity batteries, allow these platforms to operate through the night and in low-light conditions.

Advanced Communication Systems: To provide services like internet connectivity or telecommunication, HAPS use sophisticated communication payloads, including 5G or even 6G technology, to ensure low-latency, high-bandwidth connections.

Autonomous Navigation and Control Systems: HAPS need to stay in position for extended periods and operate autonomously. This requires advanced navigation, stabilization, and flight control systems, often driven by artificial intelligence and machine learning algorithms.

The Role of Insurance in Commercialising New Aviation Technologies

Advanced Air Mobility, or AAM, has been widely welcomed as the catch-all term for a new ecosystem of aviation technologies: from smaller unmanned systems to passenger-carrying eVTOLs and larger fixed-wing electric, hybrid and hydrogen-powered regional aircraft. ATA is are here for the broad AAM landscape, with targeted risk appetite for manufacturers of aircraft and major components, operators of eVTOL, eSTOL and eCTOL aircraft, operators of autonomous and RPAS fleets, suppliers and distributors of component parts, service, maintenance, and repair operations, vertiport construction and operations, design and engineering consultancy, airspace management infrastructure, alternative aviation fuels and powertrains, and next generation avionics. As the AAM sector moves from the phase of research and development to full commercialisation, managing the risks of emerging technologies becomes critical. Here’s how ATA helps:

Hull Insurance: The aircraft and equipment used in AAM are highly sophisticated and expensive. Manufacturers and operators can be left exposed to substantial losses. ATA provides damage coverage for the full range of AAM technology, from eVTOL test flights, to drone fleet operations as well as the ground control equipment needed to make it all possible. With expert loss adjusters and claims teams, ATA ensures that companies can recover quickly from incidents and continue their operations.

Third Party Liability Protection: Whether you're launching an air taxi service or managing a delivery service drone fleet, accidents or malfunctions can lead to costly third party claims. ATA's insurance policies offer robust coverage to protect operators from claims related to such property damage or injury.

Products Liability Protection: Manufacturers in the AAM space are constantly developing new products with ever increasing complexity. Whether developing alternative fuel propulsion systems or parts for high-altitude platform systems, ATA’s specialised products cover helps mitigate the risks associated with taking these technologies to market.

Why Choose ATA?

Choosing the right insurance partner for your AAM venture is crucial to ensuring smooth operations. Here’s what ATA offers for your business:

Industry Expertise: ATA specialises in insurance for pioneering tech, with a deep understanding of the unique challenges posed by rapidly evolving industries. Our team is made up of experts who are deeply engaged in the developments of the aerospace industry so that our policies are at the forefront of the sector.

Tailored Solutions: We recognize that no two AAM companies are alike. Whether you're a startup testing new hydrogen technology or an established operator looking to purchase eCTOL aircraft, ATA provides customisable insurance solutions that fit your specific business needs.

Proactive Risk Management: ATA goes beyond simply offering policies—we work as your strategic partner, helping you identify and mitigate potential risks before they impact your operations.

Comprehensive Coverage: With ATA, you get more than just traditional insurance. Instead our range of coverages is set up to ensure all aspects of your business are protected.

Regulatory Compliance and Adaptation: AAM is a rapidly evolving sector, and keeping up with changing regulations can be challenging. ATA works closely with aviation authorities to ensure that your business is always covered.

As the transportation landscape evolves, Advanced Air Mobility is leading the way. With the growth of this sector come new risks and challenges that must be managed effectively. ATA provides the specialised expertise to navigating the complexities of AAM, helping you safeguard your business as it grows.